by Michael Divita | Feb 22, 2026 | Home Buying Tips, Loan Types, Local Market
San Diego is one of my favorite markets to work in for VA loans — not because it’s easy (the prices are substantial), but because the VA program is genuinely well-suited to what San Diego buyers face. With Naval Base San Diego, MCAS Miramar, and Camp Pendleton... by Michael Divita | Feb 16, 2026 | Home Buying Tips
California law enforcement officers face a specific housing challenge: they often must live within or near the jurisdiction they serve, and those jurisdictions — particularly in the Bay Area, Los Angeles, San Diego, and Orange County — are among the most expensive... by Michael Divita | Feb 12, 2026 | First-Time Buyers, Home Buying Tips, Loan Types, Mortgage Education
Yes, you can buy a home in California with just 3% down using a 2026 conforming loan — even at loan amounts up to $1,249,125 in high-cost counties. I help buyers across California structure these loans every week, from first-time buyers in Sacramento to move-up buyers... by Michael Divita | Feb 3, 2026 | Home Buying Tips
California teachers face one of the toughest homebuying challenges in the country — solid job security but salaries that often lag what it actually costs to own in LA, the Bay Area, or San Diego. I’ve been helping teachers and educators qualify for homes across... by Michael Divita | Jan 20, 2026 | Home Buying Tips, Loan Types, Local Market
I’ve helped airmen and officers from Travis AFB buy homes in Fairfield, Vacaville, and Suisun City more times than I can count. Travis is one of those duty stations where the VA loan is a natural fit — Solano County prices are reasonable, BAH covers a real... by Michael Divita | Jan 10, 2026 | Home Buying Tips, Loan Types, Mortgage Education
I help California buyers work through the conforming vs. jumbo decision every week. In 2026, the answer depends on your county, loan amount, and credit profile — and with the high-cost conforming limit now at $1,249,125, more buyers than ever can access conforming...