I’ve helped airmen and officers from Travis AFB buy homes in Fairfield, Vacaville, and Suisun City more times than I can count. Travis is one of those duty stations where the VA loan is a natural fit — Solano County prices are reasonable, BAH covers a real mortgage payment, and the long-term investment case is strong given Bay Area spillover demand. I’m Michael DiVita, CA-licensed mortgage broker since 2007, DRE #01818285, NMLS #323700. Here’s what you need to know.
Communities Near Travis AFB
Travis sits between Fairfield and Vacaville in Solano County, with several good options for military homebuyers:
- Fairfield — the closest city to Travis, with the largest active-duty military population in the area and the most VA loan activity
- Vacaville — just east of Travis, slightly larger city with good schools and a quieter feel
- Suisun City — directly adjacent to the base, very convenient commute, more affordable price points
- Vallejo — west of Travis on San Pablo Bay, lower prices than Fairfield with a longer commute
- Dixon — small agricultural city southwest of Travis, affordable with a tight-knit community
2026 VA Loan Limit for Solano County
Solano County’s 2026 conforming loan limit is $806,500. Veterans with full VA entitlement can borrow above this with zero down under VA’s jumbo program. At Solano County price points — typically $450,000–$650,000 in Fairfield and Vacaville — most VA buyers are well within the standard limit and can purchase with no down payment whatsoever.
Travis AFB BAH and Buying Power
Travis AFB BAH is set at the Fairfield/Vacaville rate. An E-5 with dependents receives approximately $2,400–$2,600/month in 2026 BAH — serviceable for mortgages in the $350,000–$450,000 range at current rates. Many airmen choose to buy in Fairfield or Suisun City where prices align well with BAH buying power.
Bay Area Proximity and Long-Term Value
One of Travis’s advantages as a duty station is its proximity to the Bay Area. Solano County home prices benefit from Bay Area spillover demand — making Travis-area homes solid long-term investments. Airmen who purchase near Travis and later PCS often retain their property as a rental, which performs well given Bay Area commuter demand from Fairfield and Vacaville.
Frequently Asked Questions
I’m PCS’ing to Travis from overseas. Can I start the loan process before I arrive?
Yes — and I recommend it. I can issue a pre-approval using your current orders, work with your real estate agent while you’re still overseas, and close the loan upon arrival. A Power of Attorney is sometimes used to sign closing documents when the buyer cannot be physically present. Starting early is critical if you have a hard report date.
Is there a VA lender fee at DiVita Home Finance?
DiVita Home Finance works through wholesale lenders — which typically means lower lender fees than retail banks. I don’t have a loan officer commission layer on top of the rate. Call me directly to discuss current rate and fee options for your specific Travis AFB loan scenario.
What is the VA funding fee and does it apply to Travis AFB buyers?
The VA funding fee is a one-time fee paid at closing — typically 2.15% for first-time VA use with zero down, or 3.30% for subsequent use. It can be rolled into the loan so there’s no out-of-pocket cost. Importantly, veterans with a service-connected disability rating are exempt from the funding fee entirely. If you have any disability rating, make sure your lender knows before closing — it saves thousands.
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DiVita Home Finance | NMLS #323700 | CA DRE #01818285
Related VA Loan Resources
- VA Loans California 2026 — Complete Guide
- VA Loans March Air Reserve Base
- VA Loans Camp Pendleton
- 2026 Conforming Loan Limits California
Related Reading
Talk to Michael Directly
DiVita Home Finance | Tiburon, CA | Licensed since 2007. DRE #01818285 | NMLS #323700.
💬 Text: (310) 849-9124
