by Michael Divita | Jan 8, 2026 | Home Buying Tips, Loan Types
I get this call almost every week. A buyer — or their Realtor — telling me the deal is dead because the building failed SB 326 review and the lender walked. I understand why it feels that way. Most conventional lenders don’t have a path forward on... by Michael Divita | Jan 7, 2026 | Home Buying Tips, Loan Types
California firefighters have one of the most complicated income pictures I work with — and that’s coming from someone who’s been doing this since 2007. Shift differentials, overtime, hazard pay — standard lenders routinely undercount these or ignore them... by Michael Divita | Dec 16, 2025 | Home Buying Tips, Loan Types, Local Market
I’ve helped Marines, sailors, and veterans buy homes near Camp Pendleton for close to 20 years. I started in this business in 2007 — California DRE #01818285, NMLS #323700 — and VA loans have been one of my specialties the entire time. Whether you’re... by Michael Divita | Dec 15, 2025 | Home Buying Tips, Loan Types
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Call (800) 239-1103. If you’re buying a... by Michael Divita | Dec 3, 2025 | Home Buying Tips, Loan Types
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Call (800) 239-1103. California’s police... by Michael Divita | Nov 28, 2025 | Home Buying Tips, Loan Types, Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Call (800) 239-1103. The Federal Housing...