by Michael Divita | May 4, 2026 | Home Buying Tips, Local Market
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. The Bay Area is simply a different market — at... by Michael Divita | Apr 28, 2026 | Home Buying Tips, Loan Types
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Call (800) 239-1103. Riverside County and the... by Michael Divita | Mar 25, 2026 | Home Buying Tips, Loan Types, Local Market
Edwards Air Force Base is one of the most storied installations in American aviation — home of the Air Force Test Center and the Mojave Desert’s aerospace corridor. For VA-eligible buyers in the Lancaster, Palmdale, and Rosamond area, the VA loan benefit opens... by Michael Divita | Mar 10, 2026 | First-Time Buyers, Home Buying Tips, Loan Types
One of the most common questions I get from California buyers is whether to go FHA or conventional — and the honest answer is that it usually comes down to credit score and how long you plan to keep the loan. For buyers with 620+ credit, conforming wins in most cases... by Michael Divita | Mar 5, 2026 | Home Buying Tips, Loan Types
SB 326 special assessments are the most disruptive financing complication in California’s condo market right now. Assessments for balcony and deck structural repairs are running $10,000–$175,000 per unit in some buildings — and once an outstanding special... by Michael Divita | Mar 2, 2026 | Home Buying Tips, Loan Types, Local Market
Marines stationed at MCAGCC 29 Palms are in one of the most favorable homebuying positions in California — a high-desert market where median home prices are well under $400,000 and VA financing means zero down payment. I’ve helped active duty Marines and...