DiVita Home Finance provides expert mortgage services in Oceanside, San Diego County — known for a vibrant beachside community adjacent to Camp Pendleton with a thriving arts scene and improving downtown. Our California-licensed team specializes in VA, conventional, jumbo, and FHA loans for Oceanside buyers and homeowners.
Buying a Home in Oceanside
Oceanside is one of San Diego County’s most desirable communities. DiVita Home Finance delivers fast pre-approvals and competitive rates for buyers throughout the area.
Loan Programs for Oceanside Buyers
- VA Loans — 0% down for eligible veterans and active military
- Conventional Loans — up to $1,006,250 (2026 SD conforming limit)
- Jumbo Loans — for higher-priced Oceanside properties
- FHA Loans — 3.5% down, flexible credit requirements
Get Pre-Approved in Oceanside
📞 800-239-1103 | San Diego Mortgage | NMLS #323700
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
