Malibu Mortgage | DiVita Home Finance
Malibu stretches 27 miles along the Pacific Ocean and represents the pinnacle of Southern California coastal living — blending dramatic clifftop estates, private beach compounds, and celebrity ranches with a relaxed surf culture that makes it one of the most unique real estate markets in America. DiVita Home Finance provides expert mortgage financing for buyers, homeowners, and investors in Malibu — offering competitive rates, fast approvals, and deep expertise in the Los Angeles real estate market.
Malibu Home Prices and Loan Options
Typical home prices in Malibu range from $2.5M – $20M+, and most purchases require Jumbo / Super Jumbo / Vacation Home financing. As a mortgage broker, we shop your loan across dozens of lenders — including jumbo specialists, portfolio programs, and bank statement products — to find the best rate and terms for your specific situation.
Mortgage Programs Available
- Conventional Loans — Down payments from 3–20% for conforming-eligible properties (up to $1,089,300 in LA County)
- Jumbo Loans — Financing above the conforming limit for premium properties
- FHA Loans — 3.5% down, flexible credit, ideal for first-time buyers
- VA Loans — Zero down for eligible veterans, no PMI, no loan limit with full entitlement
- Bank Statement Loans — Self-employed buyers qualify on 12–24 months of deposits
- DSCR / Investment Loans — For rental properties, qualifying on projected rental income
- Condo / High-Rise Financing — Warrantable and non-warrantable condo programs available
For a complete overview of Los Angeles mortgage programs, loan limits, and neighborhood guides, visit our Los Angeles mortgage hub page.
Ready to Get Started in Malibu?
Or call: 800-239-1103 — 7 days a week.
