Malibu Mortgage | DiVita Home Finance

Malibu Mortgage | DiVita Home Finance

Malibu stretches 27 miles along the Pacific Ocean and represents the pinnacle of Southern California coastal living — blending dramatic clifftop estates, private beach compounds, and celebrity ranches with a relaxed surf culture that makes it one of the most unique real estate markets in America. DiVita Home Finance provides expert mortgage financing for buyers, homeowners, and investors in Malibu — offering competitive rates, fast approvals, and deep expertise in the Los Angeles real estate market.

Malibu Home Prices and Loan Options

Typical home prices in Malibu range from $2.5M – $20M+, and most purchases require Jumbo / Super Jumbo / Vacation Home financing. As a mortgage broker, we shop your loan across dozens of lenders — including jumbo specialists, portfolio programs, and bank statement products — to find the best rate and terms for your specific situation.

Mortgage Programs Available

  • Conventional Loans — Down payments from 3–20% for conforming-eligible properties (up to $1,089,300 in LA County)
  • Jumbo Loans — Financing above the conforming limit for premium properties
  • FHA Loans — 3.5% down, flexible credit, ideal for first-time buyers
  • VA Loans — Zero down for eligible veterans, no PMI, no loan limit with full entitlement
  • Bank Statement Loans — Self-employed buyers qualify on 12–24 months of deposits
  • DSCR / Investment Loans — For rental properties, qualifying on projected rental income
  • Condo / High-Rise Financing — Warrantable and non-warrantable condo programs available

For a complete overview of Los Angeles mortgage programs, loan limits, and neighborhood guides, visit our Los Angeles mortgage hub page.

Ready to Get Started in Malibu?

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Or call: 800-239-1103 — 7 days a week.

About DiVita Home Finance

DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.

We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.

📞 Call: (800) 239-1103  |  💬 Text Michael directly: (310) 849-9124