I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Fairfax sits in an interesting price range that spans conforming and jumbo — knowing which program applies to your deal can make a real difference in rate. Call (800) 239-1103.
Understanding Fairfax CA home prices in 2026 helps you plan your mortgage, set realistic expectations, and choose the right loan program for your budget. Fairfax sits in the mid-to-upper range of Marin County’s market — not as stratospheric as Ross or Belvedere, but solidly above the county median, with a price structure that spans both conforming and jumbo territory.
Fairfax Home Price Ranges (2026)
Based on recent market activity in the 94930 ZIP code: the median sale price for single-family homes runs approximately $1.3M–$1.6M. Entry-level properties — smaller or older homes, sometimes needing work — run $850K–$1.1M. Mid-range updated 3-bedroom homes run $1.2M–$1.8M. Premium properties with large lots, views, or significant renovations start at $2M. Condos and townhomes offer the most accessible entry point at $600K–$850K. Price-per-square-foot in Fairfax typically runs $600–$900, reflecting the premium buyers place on the town’s setting and character even for older homes.
Do You Need a Jumbo Loan in Fairfax?
It depends on your purchase price and down payment — and this is where working with a broker who knows the program thresholds matters. Marin County’s 2026 conforming loan limit is $1,249,125. A $1M purchase with 20% down produces an $800K loan — conventional conforming, with the best available rates. A $1.3M purchase with 20% down produces a $1.04M loan — still conforming. A $1.5M purchase with 20% down produces a $1.2M loan — right at the jumbo boundary. A $1.5M purchase with 10% down produces a $1.35M loan — jumbo at 90% LTV, which I offer through select lenders. I structure every Fairfax loan to use the best available program at your price point — often a high-balance conventional loan offers meaningfully better rates than jumbo for the same property.
Monthly Payment Estimates for Fairfax (2026)
Using current 30-year rates as a reference: a $1.1M loan is approximately $7,200–$7,500/month in principal and interest. A $1.3M loan is approximately $8,500–$8,800/month. A $1.5M loan is approximately $9,800–$10,100/month. Add property taxes — roughly $1,100–$1,500/month on Fairfax-range properties — and homeowners insurance, which runs higher in fire-risk areas and can reach $300–$500/month in some Fairfax locations. I build a complete payment picture for every buyer before you make an offer.
Fairfax Market Dynamics
Fairfax has extremely low turnover — residents tend to stay for decades, which means inventory is structurally limited. The town sees fewer than 100 single-family home sales in most years. This scarcity supports prices but means buyers must be ready to act quickly when something comes available. Well-priced, desirable properties often go pending within 1–2 weeks. Overpriced or condition-impaired listings may sit, but those are the exception in a market this tight.
Frequently Asked Questions — Fairfax Home Prices
Is Fairfax overpriced compared to other Marin towns?
Fairfax is actually one of the more reasonably priced Marin towns relative to the lifestyle it delivers. Ross, Kent Woodlands, and Kentfield command significant premiums over comparable Fairfax properties — often 30–50% more for similar square footage. Buyers who want Marin’s outdoor access, schools, and community character without paying the absolute top of the market consistently land on Fairfax as delivering the best value per dollar in the county.
Has Fairfax appreciated significantly in recent years?
Yes — like most of Marin County, Fairfax has seen substantial appreciation over the past decade. Limited supply and sustained Bay Area demand support long-term values even through periods of higher interest rates. Buyers who purchased 5–10 years ago have generally seen significant equity gains, many of which they’re now accessing through cash-out refinances for ADUs and renovations.
How fast do Fairfax homes sell?
Desirable, well-priced Fairfax properties often go pending within 1–2 weeks and frequently receive multiple offers. Overpriced or condition-impaired listings may sit, but the well-priced segment moves quickly. I tell buyers to treat any Fairfax listing that fits your criteria as urgent — waiting to schedule a second showing often means losing the property. Having a fully underwritten pre-approval ready to attach to an offer is essential in this market.
Talk to Michael Directly
DiVita Home Finance | Tiburon, CA | In lending since 2000, founded DiVita Home Finance in 2007. Michael DiVita DRE #01372066 | NMLS #241655. Company DRE #01818285 | NMLS #323700.
💬 Text: (310) 849-9124
