by Michael Divita | Jul 27, 2026 | Mortgage Education, Refinancing
An equity buyout refinance is how one spouse keeps the family home in a California divorce while the other receives their fair share of the equity. It is a standard mortgage transaction with a few divorce-specific considerations — and DiVita Home Finance handles these... by Michael Divita | Jul 26, 2026 | Local Market, Refinancing
Mill Valley homeowners who purchased between 2019 and 2022 are sitting on significant equity. With values up roughly 34% year-over-year entering 2026 and the jumbo refinance rate at approximately 6.67%, many homeowners have a compelling case to refinance — whether to... by Michael Divita | Jul 26, 2026 | Home Buying Tips, Mortgage Education, Refinancing
When a California marriage ends, the family home is almost always the most significant financial asset involved — and the most emotionally charged. Whether you want to keep the home, cash out and move on, or need to remove your spouse from the mortgage, understanding... by Michael Divita | Jul 25, 2026 | Local Market, Refinancing
If you own a home or condominium in Greenbrae, California and your current mortgage rate is above today’s market, refinancing could save you thousands of dollars annually. DiVita Home Finance, led by founder Michael DiVita (NMLS #241655), specializes in mortgage... by Michael Divita | Jul 19, 2026 | Local Market, Refinancing
If you own a home in Larkspur, California and haven’t reviewed your mortgage recently, you may be leaving money on the table. Whether you’re looking to lower your interest rate, reduce your monthly payment, or access the equity you’ve built,... by Michael Divita | Jul 17, 2026 | Mortgage Education, Refinancing
You bought your California home in 2020 or 2021. You locked in a mortgage rate of 2.5%, 2.75%, or maybe 3%. It was a once-in-a-generation rate, and you knew it at the time. Now you need cash. Maybe it’s a kitchen renovation, an ADU, college tuition, or a down...