Jumbo Loans in Ross, CA: Down Payments, Rates & Lender Requirements for 2026
Nearly every home in Ross requires jumbo financing — and I’ve been doing jumbo loans in Marin County for nearly 20 years. With median prices around $3.1M and the 2026 Marin conforming limit at $1,209,750, even a buyer putting 30% down on a $2.5M property ends up...FHA Loans San Diego 2026 | Low Down Payment Guide for San Diego Buyers
I’ve been helping San Diego buyers get into FHA loans for nearly 20 years — the high conforming limits in San Diego County make FHA more useful here than in most of the country, and the military community adds a layer of nuance that most out-of-state lenders...2026 FHA vs Conforming Loan Limits California: Which Is Right for You?
One of the most common questions I get from California buyers is whether to go FHA or conventional — and the honest answer is that it usually comes down to credit score and how long you plan to keep the loan. For buyers with 620+ credit, conforming wins in most cases...Bank Statement Loans Sacramento | Self-Employed Mortgage Guide 2026
Sacramento’s economy — state government, healthcare, agriculture, technology, and a growing small business sector — produces a workforce where a significant share of high earners are self-employed, contract-based, or operating S-corps. For these borrowers,...SB 326 Special Assessment: Can You Still Get a Mortgage on Your California Condo?
SB 326 special assessments are the most disruptive financing complication in California’s condo market right now. Assessments for balcony and deck structural repairs are running $10,000–$175,000 per unit in some buildings — and once an outstanding special...
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