San Francisco Jumbo Loan Guide 2026: Rates, Requirements & How to Qualify
San Francisco is a jumbo loan market by definition. With a 2026 high-balance conforming limit of $1,249,125 and median home prices well above that threshold in most neighborhoods, the majority of SF purchases require jumbo financing. I’ve been placing jumbo...My Business Writes Off Everything — How Do I Get a Mortgage?
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Business owners who write off everything are a...Non-Warrantable Condo Mortgage California: Financing Options When Fannie Says No
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Non-warrantable condos come up regularly in...What Happens After Mortgage Approval in California? (Clear to Close Explained)
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. The steps between loan approval and...Buying a Home in an LLC California: What Lenders Actually Allow
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. LLC purchases and DSCR financing for investors...
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