by Michael Divita | Apr 15, 2026 | Investment Properties, Loan Types, Local Market
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Call (800) 239-1103. The East Bay — Oakland,... by Michael Divita | Apr 15, 2026 | Investment Properties, Loan Types, Local Market
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Call (800) 239-1103. Palm Springs is... by Michael Divita | Apr 8, 2026 | Investment Properties, Loan Types, Local Market
Sacramento has become California’s most interesting DSCR market — and the reason is simple math. Bay Area investors are redeploying capital into Sacramento because the DSCR ratios work here in a way they often don’t at Bay Area prices. I work with...
by Michael Divita | Apr 6, 2026 | Investment Properties, Loan Types
California investment property financing has its own logic — down payment requirements, DTI overlays, property count caps, and the reality that most serious investors eventually hit a wall with conventional lending. I’ve been helping California investors... by Michael Divita | Feb 10, 2026 | Investment Properties, Loan Types
The California short-term rental market is one of the most compelling investment opportunities I’ve seen in my 20 years of mortgage work — and the financing has finally caught up. I help investors across California structure DSCR loans for Airbnb and VRBO... by Michael Divita | Feb 8, 2026 | Investment Properties, Loan Types
The Inland Empire has become one of California’s most active real estate investment markets — and I’ve helped investors finance rental properties across Riverside and San Bernardino counties for years. Lower purchase prices, strong renter demand, and...