Considering buying a home in Fairfax, CA in 2026? You’re looking at one of Marin County’s most beloved communities — a place where redwood canyons meet local coffee shops, hiking trails start at the edge of town, and neighbors actually know each other. Here’s your complete guide to buying in Fairfax this year.
The Fairfax Real Estate Market in 2026
Fairfax is a small town (population approximately 7,500) with limited inventory and consistent demand. The town has only a handful of homes on the market at any given time, which means desirable properties attract multiple offers and sell close to or above asking price.
The housing mix includes: charming craftsman and Victorian homes near downtown, mid-century ranches in the hills, wooded properties with significant privacy, and a smaller selection of condos and townhomes. Given Fairfax’s small size and mountain setting, there’s almost no new construction — making existing inventory even more valuable.
Fairfax Home Prices in 2026
Buyers should expect to pay:
• Entry-level single-family: $900K–$1.2M (smaller homes, some updates needed)
• Mid-range single-family: $1.2M–$1.8M (updated homes, good lots)
• Premium properties: $1.8M–$3M+ (larger, renovated, or exceptional settings)
• Condos/townhomes: $600K–$900K
Financing Options for Fairfax Buyers
Given Fairfax’s price range, most buyers use:
High-balance conforming loans: Marin County’s elevated conforming limits mean some Fairfax purchases qualify for agency rates even above $1.1M — better than traditional jumbo for many buyers.
Jumbo loans: For purchases above the conforming limit, fixed and adjustable-rate jumbo options are available.
Bank statement loans: Very popular in Fairfax given the self-employed demographic.
10% down jumbo: Some lenders allow 90% LTV jumbo financing up to $2.5M for qualified borrowers.
What Makes Fairfax Special for Buyers
Fairfax residents cite several reasons they chose this town over other Marin communities:
• Community character: Fairfax maintains a small-town feel distinct from more polished Marin towns
• Outdoor access: Directly adjacent to Mount Tamalpais trails and Cascade Canyon
• Schools: Ross Valley School District, well-regarded in Marin
• Downtown: Walkable main street with restaurants, shops, and the historic Fairfax Theatre
• Relative value: Less expensive than Ross or Kent Woodlands while offering comparable lifestyle
FAQ: Buying in Fairfax CA
Is Fairfax competitive for buyers?
Yes — inventory is extremely limited and the community has loyal fans who wait specifically for Fairfax listings. Move quickly when something comes available.
What are property taxes in Fairfax?
Marin County property taxes run approximately 1.1–1.2% of assessed value. On a $1.3M Fairfax home, expect about $14,300–$15,600/year.
Are there fire risk considerations in Fairfax?
Some areas near the wildland-urban interface carry higher fire risk, which affects homeowners insurance availability and cost. We help buyers navigate insurance requirements as part of the mortgage process.
Get pre-approved for your Fairfax home with DiVita Home Finance. Call (800) 239-1103 or visit our Marin mortgage brokers.
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
