3/2/1 Jumbo Buydown on a $1.5M–$3M Marin County Home: The Complete Guide
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Marin County’s jumbo market requires a...40-Year Fixed vs 30-Year Fixed: Which Interest-Only Mortgage Is Easier to Qualify For in California?
If you are shopping for an interest-only mortgage in California, you have likely seen two common structures: the 30-year fixed with a 10-year interest-only period, and the 40-year fixed with a 10-year interest-only period. They sound similar — both let you pay...Who Pays for the Mortgage Rate Buydown? Seller, Builder, or Lender
One of the most common questions about buydown mortgages: who actually pays for it? The answer depends on your transaction — and knowing your options makes you a sharper negotiator.How the Buydown Is FundedA buydown requires an upfront deposit into an escrow account...Mortgage Broker in Kentfield CA | Jumbo Loans & Luxury Home Financing
Kentfield is one of Marin County’s most coveted addresses — a small, private enclave tucked between Ross and Greenbrae where tree-lined streets, top-rated schools, and exceptional homes draw buyers from across the Bay Area. If you’re purchasing or...
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