DiVita Home Finance provides expert mortgage services in Laguna Beach, Orange County — known for a world-renowned arts community and stunning coastal scenery with some of Southern California’s most coveted oceanfront properties. Our California-licensed team specializes in conventional, jumbo, FHA, and VA loans for Laguna Beach buyers and homeowners.
Buying a Home in Laguna Beach
Laguna Beach is one of Orange County’s most desirable communities. With home values reflecting the area’s exceptional quality of life, having an experienced mortgage broker on your side makes a real difference.
Loan Programs for Laguna Beach Buyers
- Jumbo Loans — competitive rates with as little as 10% down
- Conventional — up to $1,209,750 (2026 OC high-cost limit)
- FHA Loans — 3.5% down up to $1,209,750
- VA Loans — 0% down for eligible veterans
- Bank Statement Loans — for self-employed buyers
Free Laguna Beach Mortgage Consultation
📞 800-239-1103 | Orange County Mortgage | NMLS #323700
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
