Manhattan Beach Mortgage | DiVita Home Finance
Manhattan Beach is the crown jewel of the South Bay — with a charming downtown, elite school district, legendary volleyball courts, and a residential market where $2M is often the entry point. Tree sections, walk streets, and oceanfront estates drive some of the most competitive real estate in California. DiVita Home Finance provides expert mortgage financing for buyers, homeowners, and investors in Manhattan Beach — offering competitive rates, fast approvals, and deep expertise in the Los Angeles real estate market.
Manhattan Beach Home Prices and Loan Options
Typical home prices in Manhattan Beach range from $2M – $6M+, and most purchases require Jumbo financing. As a mortgage broker, we shop your loan across dozens of lenders — including jumbo specialists, portfolio programs, and bank statement products — to find the best rate and terms for your specific situation.
Mortgage Programs Available
- Conventional Loans — Down payments from 3–20% for conforming-eligible properties (up to $1,089,300 in LA County)
- Jumbo Loans — Financing above the conforming limit for premium properties
- FHA Loans — 3.5% down, flexible credit, ideal for first-time buyers
- VA Loans — Zero down for eligible veterans, no PMI, no loan limit with full entitlement
- Bank Statement Loans — Self-employed buyers qualify on 12–24 months of deposits
- DSCR / Investment Loans — For rental properties, qualifying on projected rental income
- Condo / High-Rise Financing — Warrantable and non-warrantable condo programs available
For a complete overview of Los Angeles mortgage programs, loan limits, and neighborhood guides, visit our Los Angeles mortgage hub page.
Ready to Get Started in Manhattan Beach?
Or call: 800-239-1103 — 7 days a week.
