Lafayette Mortgage | DiVita Home Finance
Lafayette is the gateway to Lamorinda — offering top-ranked schools (Acalanes High School District), charming downtown dining, and rolling hillside homes that command premium prices and attract buyers from across the Bay Area. DiVita Home Finance provides expert mortgage financing for buyers and homeowners in Lafayette — offering competitive rates, fast approvals, and deep knowledge of the local market.
Lafayette Home Prices and Loan Options
Typical home prices in Lafayette (Contra Costa County) range from $1.4M – $3.5M. Most purchases require Jumbo financing. As a mortgage broker, we shop your loan across dozens of wholesale lenders to find the best available rate for your specific profile — whether you’re a first-time buyer, move-up buyer, or investor.
Mortgage Programs Available in Lafayette
- Conventional Loans — Down payments from 3–20%; ideal for buyers with strong credit
- FHA Loans — 3.5% down, flexible credit; available up to $1,209,750 in Contra Costa County
- VA Loans — Zero down for eligible veterans and active-duty service members
- Jumbo Loans — Financing above $1,209,750 for higher-priced properties
- Bank Statement Loans — Self-employed borrowers qualify on 12–24 months of deposits
- Investment Property Loans — DSCR, conventional, and multi-unit programs
Why Choose DiVita Home Finance in Lafayette
We work 7 days a week, offer same-day pre-approvals, and bring deep East Bay market expertise to every transaction. As a broker — not a bank — we compare rates across dozens of lenders to ensure you get the most competitive pricing available.
For a complete overview of East Bay loan programs, cities, and market data, visit our East Bay mortgage hub page — or contact us directly to get started.
Ready to Get Started in Lafayette?
Or call: 800-239-1103 — 7 days a week.
