Marinwood Mortgage Broker
DiVita Home Finance is your local marinwood mortgage broker — serving buyers and homeowners in Marinwood and throughout Marin County since 2007. Whether you’re purchasing your first home, moving up, or refinancing, we bring local expertise and access to 40+ wholesale lenders to find the best loan for your situation.
About Marinwood Real Estate
Marinwood is a family-friendly unincorporated community in northern Marin County, just south of Novato and north of San Rafael. Known for the Marinwood Community Center, excellent schools, and a mix of ranch-style and newer homes, Marinwood offers more accessible price points than central Marin while maintaining easy 101 access. Home prices typically range from $900K to $2M.
Home Loan Options in Marinwood
Marinwood buyers use a mix of high-balance conforming and jumbo loans. FHA and VA loans are also viable options at the lower end of the price range — VA loans are especially popular with buyers from nearby Hamilton military housing.
| Loan Type | Best For | Down Payment |
|---|---|---|
| Conventional High-Balance | Primary purchases up to $1,209,750 loan | 5–20% |
| Jumbo | Loan amounts above $1,209,750 | 10–20% |
| VA Loan | Veterans and active-duty military | 0% |
| FHA | Lower credit scores or minimal down payment | 3.5% |
| Bank Statement | Self-employed buyers without W-2 income | 10–20% |
| CalHFA | First-time buyers needing down payment help | 3–3.5% + DPA |
Typical Price Range in Marinwood
Homes in Marinwood typically range from $900K–$2M. Our team is experienced with the full price spectrum — from CalHFA-assisted first-time buyer purchases to multi-million dollar jumbo loans with complex borrower profiles.
Why Use DiVita as Your Marinwood Mortgage Broker?
As a California-licensed mortgage broker, we work with dozens of wholesale lenders — not just one bank’s products. That means we can shop the market to find you the best rate and terms for your specific situation. We know Marin County intimately, including Marinwood and the surrounding communities of Novato and San Rafael.
Our clients in Marinwood benefit from:
Local expertise — we understand Marin’s appraisal climate, competitive offer strategies, and what lenders look for in this market. Access to 40+ wholesale lenders — including specialists in jumbo, non-QM, bank statement, and CalHFA loans. A dedicated loan officer from application to closing — no call center handoffs. Fast closings — 15–21 days possible on clean files when needed for competitive offers.
Serving All of Marin County
In addition to Marinwood, DiVita Home Finance serves buyers throughout Marin County — including Novato and San Rafael, and every community from the Golden Gate to Tomales Bay. Visit our Marin County mortgage hub to learn more.
Call (415) 847-7700 or apply online. We’re your local marinwood mortgage broker — ready to help you find the best loan for your Marinwood home.
Your Marin County Mortgage Specialist — Michael DiVita
I’ve lived in Tiburon for nearly two decades. Marin County isn’t just where I work — it’s where I raised my family, where my kids go to school, and where I watch the real estate market move in real time from my own neighborhood.
After 20+ years in California mortgage lending, I’ve closed hundreds of transactions across every city in Marin — from first-time buyers in Novato to multi-million-dollar estate purchases in Belvedere. I know which lenders move fastest, which loan types fit Marin’s jumbo-heavy market, and how to structure deals that competing brokers can’t close.
When you work with me, you’re not getting a call center or an algorithm. You’re getting a local expert who answers his own phone.
📞 (800) 239-1103 | 📧 michael@divitahome.com
→ Learn more about Michael DiVita, Tiburon resident & Marin mortgage expert
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
