On Friday, August 14, 2026, the average 30-year fixed mortgage rate stands at 6.65–6.71%, with fixed rates rising modestly and adjustable rates edging lower. Marin County jumbo loans are priced near 6.76%. Here is your daily mortgage and market briefing from DiVita Home Finance.
Today’s Mortgage Rate Snapshot — August 14, 2026
| Loan Type | Rate (Avg) | Change vs. Yesterday |
|---|---|---|
| 30-Year Fixed | 6.65–6.71% | ▲ +7 bps |
| 15-Year Fixed | 5.94–6.00% | Flat |
| Jumbo 30-Year Fixed | ~6.76% | ▲ slight |
| 5/1 ARM | ~6.20% | ▼ slight |
| FHA 30-Year | ~6.40% | Flat |
| VA 30-Year | ~6.10% | Flat |
Sources: Yahoo Finance, Forbes Advisor, Bankrate, U.S. News — August 14, 2026. Rates are national averages; your rate will vary based on credit score, down payment, loan size, and lender.
Marin County Market Conditions
Marin County remains one of California’s most competitive real estate markets heading into mid-August. Inventory is constrained, and well-priced homes in Tiburon, Mill Valley, and San Rafael continue to generate multiple offers. At a 6.71% rate on a $1.5 million purchase with 20% down, principal and interest is approximately $9,820/month. Buyers using jumbo financing should expect slightly higher payments but gain access to Marin’s strongest long-term appreciation markets.
What’s Moving Rates This Week
Fixed mortgage rates have firmed up slightly this week as bond markets process mixed economic signals. The 10-year Treasury yield — the primary benchmark for 30-year mortgages — has edged higher, pushing conforming and jumbo rates up modestly. Adjustable-rate products have held steadier or dipped slightly. Federal Reserve commentary remains the key variable: markets are watching closely for any signals about the pace of future rate changes. Bottom line for Friday, August 14: rates are elevated but stable, and locking in now is reasonable for buyers within 60 days of closing.
DiVita Home Finance — Rate Quote for Marin Buyers
Michael DiVita specializes in jumbo, non-QM, and conventional purchase loans throughout Marin County and the Bay Area. With over 20 years of local lending experience, Michael can often beat advertised rates through direct lender relationships. Call today for a same-day rate quote — no obligation, no credit pull required for a preliminary estimate.
📞 Call: (800) 239-1103 | Cell: (310) 849-9124
Michael G. DiVita, Broker of Record | CA DRE #01372066 | NMLS #241655
DiVita Home Finance, Inc. | CA DRE #01818285 | NMLS #323700
