Long Beach Mortgage | DiVita Home Finance
Long Beach is one of the most diverse and dynamic cities in Southern California — offering a wide range of neighborhoods from the historic Bluff Park and Naples Island to the urban downtown and beachfront communities. With its large port economy, vibrant arts scene, and accessible price points, Long Beach attracts first-time buyers, veterans, and investors alike. DiVita Home Finance provides expert mortgage financing for buyers, homeowners, and investors in Long Beach — offering competitive rates, fast approvals, and deep expertise in the Los Angeles real estate market.
Long Beach Home Prices and Loan Options
Typical home prices in Long Beach range from $550K – $1.2M, and most purchases require FHA / Conforming / VA financing. As a mortgage broker, we shop your loan across dozens of lenders — including jumbo specialists, portfolio programs, and bank statement products — to find the best rate and terms for your specific situation.
Mortgage Programs Available
- Conventional Loans — Down payments from 3–20% for conforming-eligible properties (up to $1,089,300 in LA County)
- Jumbo Loans — Financing above the conforming limit for premium properties
- FHA Loans — 3.5% down, flexible credit, ideal for first-time buyers
- VA Loans — Zero down for eligible veterans, no PMI, no loan limit with full entitlement
- Bank Statement Loans — Self-employed buyers qualify on 12–24 months of deposits
- DSCR / Investment Loans — For rental properties, qualifying on projected rental income
- Condo / High-Rise Financing — Warrantable and non-warrantable condo programs available
For a complete overview of Los Angeles mortgage programs, loan limits, and neighborhood guides, visit our Los Angeles mortgage hub page.
Ready to Get Started in Long Beach?
Or call: 800-239-1103 — 7 days a week.
