Kentfield Mortgage Broker
DiVita Home Finance is your local kentfield mortgage broker — serving buyers and homeowners in Kentfield and throughout Marin County since 2007. Whether you’re purchasing your first home, moving up, or refinancing, we bring local expertise and access to 40+ wholesale lenders to find the best loan for your situation.
About Kentfield Real Estate
Kentfield is an unincorporated community in central Marin County, nestled between College of Marin and Ross. Known for its tree-lined streets, excellent schools (Kentfield School District), and prestigious address, Kentfield consistently ranks among Marin’s most desirable neighborhoods. Median home prices exceed $2.5M, with many properties in the $2M–$5M range.
Home Loan Options in Kentfield
Virtually all Kentfield purchases require jumbo financing — properties routinely exceed $2M. We specialize in jumbo loans up to $10M and can accommodate complex borrower profiles including self-employed executives and those with significant non-wage income.
| Loan Type | Best For | Down Payment |
|---|---|---|
| Conventional High-Balance | Primary purchases up to $1,209,750 loan | 5–20% |
| Jumbo | Loan amounts above $1,209,750 | 10–20% |
| VA Loan | Veterans and active-duty military | 0% |
| FHA | Lower credit scores or minimal down payment | 3.5% |
| Bank Statement | Self-employed buyers without W-2 income | 10–20% |
| CalHFA | First-time buyers needing down payment help | 3–3.5% + DPA |
Typical Price Range in Kentfield
Homes in Kentfield typically range from $2M–$5M+. Our team is experienced with the full price spectrum — from CalHFA-assisted first-time buyer purchases to multi-million dollar jumbo loans with complex borrower profiles.
Why Use DiVita as Your Kentfield Mortgage Broker?
As a California-licensed mortgage broker, we work with dozens of wholesale lenders — not just one bank’s products. That means we can shop the market to find you the best rate and terms for your specific situation. We know Marin County intimately, including Kentfield and the surrounding communities of Ross, San Anselmo, and Larkspur.
Our clients in Kentfield benefit from:
Local expertise — we understand Marin’s appraisal climate, competitive offer strategies, and what lenders look for in this market. Access to 40+ wholesale lenders — including specialists in jumbo, non-QM, bank statement, and CalHFA loans. A dedicated loan officer from application to closing — no call center handoffs. Fast closings — 15–21 days possible on clean files when needed for competitive offers.
Serving All of Marin County
In addition to Kentfield, DiVita Home Finance serves buyers throughout Marin County — including Ross, San Anselmo, and Larkspur, and every community from the Golden Gate to Tomales Bay. Visit our Marin County mortgage hub to learn more.
Call (415) 847-7700 or apply online. We’re your local kentfield mortgage broker — ready to help you find the best loan for your Kentfield home.
Your Marin County Mortgage Specialist — Michael DiVita
I’ve lived in Tiburon for nearly two decades. Marin County isn’t just where I work — it’s where I raised my family, where my kids go to school, and where I watch the real estate market move in real time from my own neighborhood.
After 20+ years in California mortgage lending, I’ve closed hundreds of transactions across every city in Marin — from first-time buyers in Novato to multi-million-dollar estate purchases in Belvedere. I know which lenders move fastest, which loan types fit Marin’s jumbo-heavy market, and how to structure deals that competing brokers can’t close.
When you work with me, you’re not getting a call center or an algorithm. You’re getting a local expert who answers his own phone.
📞 (800) 239-1103 | 📧 michael@divitahome.com
→ Learn more about Michael DiVita, Tiburon resident & Marin mortgage expert
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
