Inverness Mortgage Broker
DiVita Home Finance is your local inverness mortgage broker — serving buyers and homeowners in Inverness and throughout Marin County since 2007. Whether you’re purchasing your first home, moving up, or refinancing, we bring local expertise and access to 40+ wholesale lenders to find the best loan for your situation.
About Inverness Real Estate
Inverness is a tranquil community along the shores of Tomales Bay, adjacent to the Point Reyes National Seashore. Known for its dramatic natural setting, oyster farms, and secluded feel, Inverness attracts buyers seeking a true escape from Bay Area intensity. Many properties are second homes or vacation rentals. Prices typically range from $800K to $3M+ for larger parcels and waterfront homes.
Home Loan Options in Inverness
Second home and vacation property financing is common in Inverness. Many properties sit within or adjacent to the National Seashore, and unique easements or land-use restrictions may affect financing. We work with lenders experienced in West Marin’s property types.
| Loan Type | Best For | Down Payment |
|---|---|---|
| Conventional High-Balance | Primary purchases up to $1,209,750 loan | 5–20% |
| Jumbo | Loan amounts above $1,209,750 | 10–20% |
| VA Loan | Veterans and active-duty military | 0% |
| FHA | Lower credit scores or minimal down payment | 3.5% |
| Bank Statement | Self-employed buyers without W-2 income | 10–20% |
| CalHFA | First-time buyers needing down payment help | 3–3.5% + DPA |
Typical Price Range in Inverness
Homes in Inverness typically range from $800K–$3M+. Our team is experienced with the full price spectrum — from CalHFA-assisted first-time buyer purchases to multi-million dollar jumbo loans with complex borrower profiles.
Why Use DiVita as Your Inverness Mortgage Broker?
As a California-licensed mortgage broker, we work with dozens of wholesale lenders — not just one bank’s products. That means we can shop the market to find you the best rate and terms for your specific situation. We know Marin County intimately, including Inverness and the surrounding communities of Point Reyes Station and Tomales Bay.
Our clients in Inverness benefit from:
Local expertise — we understand Marin’s appraisal climate, competitive offer strategies, and what lenders look for in this market. Access to 40+ wholesale lenders — including specialists in jumbo, non-QM, bank statement, and CalHFA loans. A dedicated loan officer from application to closing — no call center handoffs. Fast closings — 15–21 days possible on clean files when needed for competitive offers.
Serving All of Marin County
In addition to Inverness, DiVita Home Finance serves buyers throughout Marin County — including all of Marin County, and every community from the Golden Gate to Tomales Bay. Visit our Marin County mortgage hub to learn more.
Call (415) 847-7700 or apply online. We’re your local inverness mortgage broker — ready to help you find the best loan for your Inverness home.
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
