by Michael DiVita | Mar 23, 2015 | Mortgage Education
Between 30% to 40% of all sales in the Bay Area are “all cash” offers. That’s a staggering statistic. How can the average buyer, who needs a loan, compete? The answer is, you need a great team consisting of: A seasoned real estate agent who knows the area, the other...
by Michael DiVita | Oct 10, 2014 | Mortgage Education, Uncategorized
Download the pdf version of this infographic here: The Cost of Rising Interest Rates PDF
by Michael DiVita | Oct 10, 2014 | Mortgage Education
Homebuyers in many parts of the country are facing a tough choice. Face the fear of buying in a very hot market, or wait it out and face the fear of potential interest rate increases. It can be an extremely difficult decision for the average homebuyer. ...
by Michael DiVita | Aug 5, 2014 | How Banks Qualify Borrowers, Mortgage 101, Mortgage Education, Pre-Approval Process, Refinance 101
Click here for a downloadable pdf.
by Michael DiVita | Jul 29, 2014 | How Banks Qualify Borrowers, Minute Mortgage Series, Mortgage 101, Mortgage Education, Video Series
Synonymous, in a way. They both secure home loans. A mortgage banker works for a specific bank. He offers the products from that bank’s portfolio only. A mortgage broker is independent and affiliated with many lending institutions including large national,...
by Michael DiVita | Jul 29, 2014 | Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series
A reverse mortgage can be a great tool to access the equity you have built up in your home for retirement. Separate myth from fact and see just how powerful a reverse mortgage can be.