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Competing with the ALL CASH Buyer in Real Estate

Competing with the ALL CASH Buyer in Real Estate

by Michael DiVita | Mar 23, 2015 | Mortgage Education

Between 30% to 40% of all sales in the Bay Area are “all cash” offers.   That’s a staggering statistic. How can the average buyer, who needs a loan, compete? The answer is, you need a great team consisting of: A seasoned real estate agent who knows the area, the other...
The Cost of Rising Interest Rates

The Cost of Rising Interest Rates

by Michael DiVita | Oct 10, 2014 | Mortgage Education, Uncategorized

Download the pdf version of this infographic here: The Cost of Rising Interest Rates PDF
WAIT OUT THE REAL ESTATE MARKET VS. $220,000 IN INTEREST SAVINGS.  THE MATH HOME BUYERS NEED TO KNOW

WAIT OUT THE REAL ESTATE MARKET VS. $220,000 IN INTEREST SAVINGS. THE MATH HOME BUYERS NEED TO KNOW

by Michael DiVita | Oct 10, 2014 | Mortgage Education

Homebuyers in many parts of the country are facing a tough choice. Face the fear of buying in a very hot market, or wait it out and face the fear of potential interest rate increases.  It can be an extremely difficult decision for the average homebuyer.    ...
Credit Score Myths Infographic

Credit Score Myths Infographic

by Michael DiVita | Aug 5, 2014 | How Banks Qualify Borrowers, Mortgage 101, Mortgage Education, Pre-Approval Process, Refinance 101

  Click here for a downloadable pdf.
Banker or Broker?

Banker or Broker?

by Michael DiVita | Jul 29, 2014 | How Banks Qualify Borrowers, Minute Mortgage Series, Mortgage 101, Mortgage Education, Video Series

Synonymous, in a way.  They both secure home loans.  A mortgage banker works for a specific bank.  He offers the products from that bank’s portfolio only.  A mortgage broker is independent and affiliated with many lending institutions including large national,...
Reverse Mortgage Myths

Reverse Mortgage Myths

by Michael DiVita | Jul 29, 2014 | Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series

A reverse mortgage can be a great tool to access the equity you have built up in your home for retirement.  Separate myth from fact and see just how powerful a reverse mortgage can be.
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© DiVita Home Finance, Inc 2017
California Department of Real Estate Broker # 01818285 NMLS # 323700

Licensed to do business in the States of CA, OR, and CO. NMLS # 323700. Licensed to conduct business in the State of California under the Department of Real Estate License # 01818285.

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