by Michael DiVita | Oct 30, 2015 | Mortgage Education
TRID OR TREAT! TRID SHOULD NOT SCARE YOU THIS HALLOWEEN SEASON! TRID stands for the TILA-RESPA Integrated Disclosures. These new disclosures replace the Good Faith Estimate, Truth in Lending Disclosure Statement and the HUD-1 Statement with two new disclosures; the...
by Michael DiVita | Oct 26, 2015 | Mortgage Education
Hello Oakland / Berkeley Association of Realtors! DiVita Home Finance has just opened a new mortgage office in Berkeley CA and we are excited to be new affiliate members of OBAR. We just wanted to introduce ourselves! Although we have over two decades of Bay Area...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
Communication is Key to a Seamless Real Estate Transaction When working with any client, from the seasoned veteran investor to the first time home buyer, there is nothing more important than communication! Every scenario and every day is a new adventure (even the...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
Tips to Increase you Credit Score when buying a home When facing a home loan situation where there is a credit sensitive scenario, these basic tips can help you to avoid disaster! If you have good credit but your debt to income ratio is a little snug, your interest...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
When buying Real Estate, you have to check your credit scores early! Although we have been told that running our credit too often is bad, when beginning any type of loan, information is power, and power is money. Being proactive can protect against inaccuracies. It...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
Check out our Real Estate Loan Portal. A better client experience equals more referrals. In a day and age where technology for convenience is the norm, we at DiVita Home Finance feel that it is our obligation to offer both convenience and security that is second to...