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Fixed or Adjustable Rate Mortgage?  You might be surprised!!!

Fixed or Adjustable Rate Mortgage? You might be surprised!!!

by Michael DiVita | Jul 25, 2014 | Mortgage 101, Mortgage Education, Refinance 101, Video Series

Fixed interest loans are all the rage.  And they should be with our historically low rates, but is there more to the picture? While locking in low interest rates in a 30 year fixed loan can be appealing to some, there are significant advantages to adjustable rate...
You can save A LOT OF MONEY by shortening the term of your loan.

You can save A LOT OF MONEY by shortening the term of your loan.

by Michael DiVita | Jul 25, 2014 | Mortgage 101, Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series

Do You Know How Much the Bank Makes on Your Mortgage?  Compare a 15 Year and a 30 Year Fixed Mortgage. The most obvious advantage of a 15 year fixed rate mortgage over a 30 year is to own your home in half the time.  But, it’s more complicated.  Here are facts you...
When Does an Interest Only Loan Make Financial Sense?

When Does an Interest Only Loan Make Financial Sense?

by Michael DiVita | Jul 15, 2014 | Mortgage 101, Mortgage Education, Types of Mortgage Products, Video Series

Some people’s incomes aren’t based on a traditional salary model.  In cases where your monthly income may fluctuate or the majority of your income arrives in bonuses or contract payments, it’s important to have flexibility in your mortgage solution. Interest...
8 Common Credit Score Myths.

8 Common Credit Score Myths.

by Michael DiVita | Jul 15, 2014 | How Banks Qualify Borrowers, Mortgage 101, Mortgage Education, Pre-Approval Process, Refinance 101, Video Series

Don’t let any of these common credit score myths keep you from getting a better score and a lower payment on your new home. 8 Common Credit Score Myths 1. Myth: If I go to a free online credit reporting service, I will get a complete understanding of my credit rating....
Get Educated and Make Smarter Financing Decisions

Get Educated and Make Smarter Financing Decisions

by Michael DiVita | Jun 24, 2014 | Mortgage 101, Mortgage Education

Make Informed Buying Decisions You Feel Good About Buying a home may be the single largest purchase of your life and we want you to feel confident in your decisions. To guide you, we have put together a comprehensive, easy to understand mortgage education section that...
7 CARDINAL RULES FOR CREATING REAL ESTATE WEALTH FOR FIRST TIME HOMEBUYERS

7 CARDINAL RULES FOR CREATING REAL ESTATE WEALTH FOR FIRST TIME HOMEBUYERS

by Michael DiVita | Jun 13, 2014 | Mortgage 101, Mortgage Education, Video Series

Today I am going to talk about 7 simple rules first time home buyers can follow to help generate wealth with real estate. In my 20+ years as a mortgage professional, I have seen every RE scenario imaginable from massive wealth creation to bankruptcy.  What I have...
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© DiVita Home Finance, Inc 2017
California Department of Real Estate Broker # 01818285 NMLS # 323700

Licensed to do business in the States of CA, OR, and CO. NMLS # 323700. Licensed to conduct business in the State of California under the Department of Real Estate License # 01818285.

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DiVita Home Finance, Inc. 1610 Tiburon Blvd, Ste 102 Tiburon, CA 94920

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(800) 239 – 1103

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michael@divitahome.com

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