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See the Math Behind a Smart Home Refinance

See the Math Behind a Smart Home Refinance

by Michael DiVita | Jul 29, 2014 | Mortgage Education, Refinance 101, Video Series

If you are trying to decide on whether or not you should refinance your home, take a look at the numbers. If you know how to do the math, determining whether a refi is a good idea is easy.
Understanding Jumbo Loans

Understanding Jumbo Loans

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Video Series

Jumbo loans are an important financing tool in states like California where average home prices often exceed conforming loan limits.  These loans are harder to qualify for but watch this video and you will get some very good tips that can help you to qualify when the...
Refinancing Underwater with HARP 2.0

Refinancing Underwater with HARP 2.0

by Michael DiVita | Jul 29, 2014 | Distressed Real Estate, Mortgage 101, Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series

Underwater may not mean, out of luck! If you find yourself underwater on your mortgage you may be able to find some relief by refinancing with a HARP 2.0 loan. A traditional refinance path isn’t typically attainable when a home’s value is lower than the current loan...
First-time Homebuyer Process

First-time Homebuyer Process

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Pre-Approval Process, Video Series

Our Easy to Follow 4 Step Homebuying Process Step 1: Select your Team Real Estate Team and Get Pre-Approved for a Mortgage Selecting a Real Estate Agent, a Mortgage Broker and obtaining pre-approval is an important first step. Get pre-approved early!  We cannot stress...
Should You Rent or Buy a Home?

Should You Rent or Buy a Home?

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Video Series

Mike DiVita shows the simple math behind renting vs buying and makes a very compelling argument for purchasing a home.
Start the Homebuying Process with a Mortgage Pre-Approval

Start the Homebuying Process with a Mortgage Pre-Approval

by Michael DiVita | Jul 28, 2014 | How Banks Qualify Borrowers, Mortgage 101, Mortgage Education, Pre-Approval Process, Video Series

Pre-approval is a critical step when looking to buy a new home. Getting pre-approved early can make the entire process much more efficient by: Telling you exactly what you can afford to spend Allowing you to move fast when you find the home you want to buy...
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© DiVita Home Finance, Inc 2017
California Department of Real Estate Broker # 01818285 NMLS # 323700

Licensed to do business in the States of CA, OR, and CO. NMLS # 323700. Licensed to conduct business in the State of California under the Department of Real Estate License # 01818285.

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(800) 239 – 1103

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michael@divitahome.com

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