New Construction Condo Financing in California 2026: What Buyers Need to Know
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. New construction condo financing involves...DSCR Loan for First-Time Investors in California: No Experience Required
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. No landlord experience needed for a DSCR loan —...
HELOC vs. Cash-Out Refinance in California: Which Is Right for You?
Most California homeowners sitting on $500K–$2M in equity have a choice to make when they need to access it: tap a HELOC or do a cash-out refinance. In today’s rate environment, where many existing mortgages carry rates in the 3%–4% range, this decision is...Can You Get a DSCR Loan Below 1.0 in California?
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Sub-1.0 DSCR loans are a real product with real...DSCR Loan for Airbnb in California: How STR Income Is Calculated
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. I place DSCR Airbnb loans across...
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