by Michael Divita | Jun 24, 2026 | Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Rate optimization is something I work through...
by Michael Divita | Jun 24, 2026 | Loan Types, Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. The Bay Area is where jumbo lending really...
by Michael Divita | Jun 24, 2026 | Home Buying Tips, Mortgage Education
Mortgage pre-approval is where the California homebuying process actually starts — not with Zillow browsing, not with open houses, but with a lender verifying your income, assets, and credit so you can compete. In a market where sellers regularly receive multiple...
by Michael Divita | Jun 24, 2026 | Loan Types, Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. I’ve helped California veterans use their...
by Michael Divita | Jun 24, 2026 | First-Time Buyers, Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. Call (800) 239-1103. First-Time Homebuyer Programs California 2026: Full List of Grants & Down Payment Help California has more first-time...
by Michael Divita | Jun 24, 2026 | Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. Call (800) 239-1103. Why a Wholesale Mortgage Broker Beats Your Bank Every Time If you’re shopping for a mortgage in California, you have a...