Hard to Qualify Mortgage California: 10 Situations That Aren’t Dead Deals
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Most of the “impossible” situations...40+ Lenders vs. One Bank: The Wholesale Mortgage Broker Advantage in California
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Working with 40+ wholesale lenders is the...25 Years of Hard Loans in California: What I’ve Learned About Getting to Yes
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. This post is more personal than most —...Why Most Lenders Won’t Do a 3/2/1 Jumbo Buydown — And We Will
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. Jumbo buydowns come up often in the Bay Area —...My Bank Denied My Mortgage in California — What to Do Next
Getting a mortgage denial from your bank feels final. It isn’t. A bank denial means your loan doesn’t fit that bank’s specific guidelines — it doesn’t mean no lender will approve you. Here’s exactly what to do after a California mortgage...
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