by Michael Divita | Jul 17, 2026 | Home Buying Tips, Loan Types, Local Market
California’s home insurance crisis is now a mortgage crisis. Across Los Angeles, Marin County, Sonoma County, the East Bay hills, and virtually every high-fire-risk corridor in the state, private insurers have non-renewed hundreds of thousands of policies —... by Michael Divita | Jul 17, 2026 | Home Buying Tips, Loan Types, Local Market
California Senate Bill 326 changed the condo financing landscape — and most buyers don’t know it until they’re already in escrow. If you’re buying a condo in California and the HOA has unresolved SB 326 inspection issues, deferred maintenance flags,... by Michael Divita | Jul 17, 2026 | Home Buying Tips, Loan Types, Local Market
If you’re buying a home in Palm Springs or anywhere in the Coachella Valley, there’s a good chance the land underneath the property is leased — not owned. This is Indian land, held in trust by the Agua Caliente Band of Cahuilla Indians, and it affects your... by Michael Divita | Jul 15, 2026 | First-Time Buyers, Home Buying Tips, Local Market
Buying your first home in Larkspur, California is an exciting milestone — but with median prices well above $1.5 million, it also requires careful planning and the right mortgage strategy. This guide from DiVita Home Finance walks you through what first-time buyers... by Michael Divita | Jul 15, 2026 | Home Buying Tips, Local Market, Mortgage Education
In Kentfield, the difference between getting the house and losing it often comes down to one thing: how fast your mortgage broker moves. This is not a market where you take a week to shop rates and circle back. Homes in Kentfield move quickly, and sellers have... by Michael Divita | Jul 14, 2026 | Home Buying Tips, Local Market, Mortgage Education
In Greenbrae, the difference between getting the house and losing it often comes down to one thing: how fast your mortgage broker moves. This is not a market where you take a week to shop rates and circle back. Homes in Greenbrae move quickly, and sellers have...