Berkeley Mortgage | DiVita Home Finance
Berkeley offers a unique combination of academic prestige, exceptional dining, Craftsman and Tudor architecture, and one of the most walkable communities in the East Bay. DiVita Home Finance provides expert mortgage financing for buyers and homeowners in Berkeley — offering competitive rates, fast approvals, and deep knowledge of the local market.
Berkeley Home Prices and Loan Options
Typical home prices in Berkeley (Alameda County) range from $900K – $2.5M. Most purchases require Conforming / Jumbo financing. As a mortgage broker, we shop your loan across dozens of wholesale lenders to find the best available rate for your specific profile — whether you’re a first-time buyer, move-up buyer, or investor.
Mortgage Programs Available in Berkeley
- Conventional Loans — Down payments from 3–20%; ideal for buyers with strong credit
- FHA Loans — 3.5% down, flexible credit; available up to $1,209,750 in Alameda County
- VA Loans — Zero down for eligible veterans and active-duty service members
- Jumbo Loans — Financing above $1,209,750 for higher-priced properties
- Bank Statement Loans — Self-employed borrowers qualify on 12–24 months of deposits
- Investment Property Loans — DSCR, conventional, and multi-unit programs
Why Choose DiVita Home Finance in Berkeley
We work 7 days a week, offer same-day pre-approvals, and bring deep East Bay market expertise to every transaction. As a broker — not a bank — we compare rates across dozens of lenders to ensure you get the most competitive pricing available.
For a complete overview of East Bay loan programs, cities, and market data, visit our East Bay mortgage hub page — or contact us directly to get started.
Ready to Get Started in Berkeley?
Or call: 800-239-1103 — 7 days a week.
