ITIN Loan vs. Foreign National Mortgage: What’s the Difference?
If you’re buying a home in California without U.S. citizenship, you’ve likely come across two options: ITIN loans and foreign national mortgages. They sound similar, but they serve different borrowers with different documentation, rates, and loan terms....Marin County Mortgage & Market Update — Tuesday, August 11, 2026
Hey folks — Michael here. Market’s been a bit jittery this week with the Middle East situation adding some real uncertainty. Let me walk you through where we’re at today and what it might mean for your mortgage situation in Marin. 📈 Market Close — Tuesday,...Fannie Mae 3/2/1 Buydown Rules California 2026: What Sellers Can Pay
The 3-2-1 buydown is a seller-paid financing concession that temporarily reduces a buyer’s mortgage rate for the first three years of the loan, then steps up to the fully indexed note rate in year four. Fannie Mae updated its guidelines for buydown structures in...Marin County Mortgage & Market Update — August 10, 2026
Monday, August 10, 2026 | Published by Michael DiVita, Mortgage Broker — Tiburon, CA Welcome to your daily Marin County mortgage and market briefing. Each weekday morning, I put together a quick read on what the markets did, where rates are headed, and what it all...
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