Synonymous, in a way. They both secure home loans.
- A mortgage banker works for a specific bank. He offers the products from that bank’s portfolio only.
- A mortgage broker is independent and affiliated with many lending institutions including large national, regional, small boutique banks and credit unions.
Having been turned down by a bank does not necessarily mean you cannot get financing in the broader market. Sometimes small banks relax requirements in an effort to enlarge their portfolios.
Rates vary, too. You may find lower rates with either the mortgage banker or broker.
A home loan is a large obligation. Choose a mortgage banker or broker who explains each step of the loan process clearly until you are confident you understand it.
Please refer to our blog: “YOUR GUIDE How to Select a Mortgage Broker” for important tips.
DiVita Home Finance is affiliated with over 40 lending institutions. For a free, no obligation quote, you may call us at 1(800) 239 1103 or contact us directly via the website.
Just exploring your options? Let's talk.
No commitment, no pressure — just a quick conversation to see if we can help.
About DiVita Home Finance
DiVita Home Finance is a small, family-owned mortgage company based in Marin County, California. When you call, you speak directly with Michael DiVita — the owner — not a call center, not an out-of-state rep, not someone reading from a script. We’re here for a low-key, no-obligation conversation about your situation.
We take your privacy seriously. We will never sell your information to third-party lenders or lead generation companies — unlike many of the large mortgage platforms. Your inquiry stays with us, period.
📞 Call: (800) 239-1103 | 💬 Text Michael directly: (310) 849-9124
