WELCOME
TO THE DIVITA HOME FINANCE BLOGTHE SMART CHOICE
A same day mortgage pre-approval is your next step
Find the Best Mortgage at the Best Rate
*same day in most cases but every situation is different
CONTENT YOU DON’T WANT TO MISS!!!
85% Jumbo Loan – to $2 Million
After last year’s scenario of rising home values and falling…
90% Jumbo Loan – to 1.5 Million
After last year’s scenario of rising home values and falling defaults…
REBOOT FOR MILLENNIAL SALES
Millennials have largely avoided home ownership…
DIVITA HOME FINANCE VIDEO SERIES
About DiVita Home Finance, Inc.
Our mission at DiVita Home Finance is to deliver the absolute…
First-time Homebuyer Process
Selecting a Real Estate Agent, a Mortgage Broker and obtaining pre-approval is an…
Should You Rent or Buy a Home?
Mike DiVita shows the simple math behind renting vs buying…
MORTGAGE EDUCATION
Jumbo Loans in California: Requirements, Rates, and How to Qualify in 2025
Most Bay Area home purchases require jumbo financing. Here’s what you need to know about jumbo loan requirements, how rates work, and how to qualify in 2025.
Self-Employed Mortgage Loans in California: What Lenders Look For
Self-employed borrowers face extra scrutiny from mortgage lenders — but qualification is very achievable with the right preparation and the right lender. Here’s what you need to know.
2025 Conforming Loan Limits in California: What Buyers Need to Know
The FHFA raised conforming loan limits for 2025. Here’s what the new limits mean for California buyers and how they affect your loan options in high-cost counties.
