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Congratulations! You have found the absolute best mortgage content on the web today (if we do say so ourselves). We are constantly working to add new and valuable information that you can use to make smart, confident home financing decisions.Feel free to browse by topic or search directly for topics of interest.

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5 Reasons to Refinance your Mortgage

5 Reasons to Refinance your Mortgage

By Michael Divita / May 26, 2020
With mortgage rates at historic lows, it can be difficult for homeowners to get straight answers on refinancing - is...
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Virtual House Hunting

Virtual House Hunting

By Michael Divita / May 11, 2020
If you are a future homebuyer or have been pursuing listings, you may have noticed a rising increase in homes...
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Think twice before going to mortgage forbearance.

Think twice before going to mortgage forbearance.

By Michael Divita / April 28, 2020
Four of the five largest banks in the U.S. have agreed to let California residents skip mortgage payments for 90...
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Mortgage Refinance —Save Money or Access Equity

Mortgage Refinance —Save Money or Access Equity

By Michael Divita / April 14, 2020
According to the Mortgage Bankers Association, refinance applications jumped 79% the week ending March 6, compared with the previous week....
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Is it still time for refinancing?

Is it still time for refinancing?

By Michael Divita / May 14, 2021
Since the start of the pandemic, we have seen mortgage rates drop.  This has enabled many homeowners to save money...
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Borrowers in Forbearance CAN Refinance

Borrowers in Forbearance CAN Refinance

By Michael Divita / June 23, 2020
Last month the Federal Housing Finance Agency announced changes to Fannie Mae and Freddie Mac forbearance policy that will allow...
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The DiVita Home Lender List 2018

By Michael Divita / July 19, 2018
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Infographic – How much money do you lose if rates increase

By Michael Divita / June 28, 2018
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DiVita Home Finance relocates main office to Tiburon CA

DiVita Home Finance relocates main office to Tiburon CA

By Michael Divita / May 17, 2018
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Happy New Years

Happy New Years

By Michael DiVita / December 28, 2015
Michael DiVita and the Mortgage Team at DiVita Home Finance want to wish you a safe and happy holiday. 
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MORTGAGE EDUCATION

You can save A LOT OF MONEY by shortening the term of your loan.

You can save A LOT OF MONEY by shortening the term of your loan.

by | Jul 25, 2014 | , , , ,

Do You Know How Much the Bank Makes on Your Mortgage?  Compare a 15 Year and a 30 Year Fixed Mortgage.

The most obvious advantage of a 15 year fixed rate mortgage over a 30 year is to own your home in half the time.  But, it’s more complicated.  Here are facts you need to know before you make a choice.

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