The Real Cost of a “No Cost” Refinance
There is no such thing as a no cost loan. There are always costs associated with getting a loan. No cost loans are a marketing term used to indicate a loan where the lender is crediting the borrower back some or all of the closing costs in return for accepting a...What You Need to Know Before Choosing an FHA Loan
The FHA offers some very good loan products but it’s important that you understand the details and know all your options before deciding on a loan.
See the Math Behind a Smart Home Refinance
If you are trying to decide on whether or not you should refinance your home, take a look at the numbers. If you know how to do the math, determining whether a refi is a good idea is easy.
Understanding Jumbo Loans
Jumbo loans are an important financing tool in states like California where average home prices often exceed conforming loan limits. These loans are harder to qualify for but watch this video and you will get some very good tips that can help you to qualify when the...
Refinancing Underwater with HARP 2.0
Underwater may not mean, out of luck! If you find yourself underwater on your mortgage you may be able to find some relief by refinancing with a HARP 2.0 loan. A traditional refinance path isn’t typically attainable when a home’s value is lower than the current loan...
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