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Refinancing Underwater with HARP 2.0

Refinancing Underwater with HARP 2.0

by Michael DiVita | Jul 29, 2014 | Distressed Real Estate, Mortgage 101, Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series

Underwater may not mean, out of luck! If you find yourself underwater on your mortgage you may be able to find some relief by refinancing with a HARP 2.0 loan. A traditional refinance path isn’t typically attainable when a home’s value is lower than the current loan...
First-time Homebuyer Process

First-time Homebuyer Process

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Pre-Approval Process, Video Series

Our Easy to Follow 4 Step Homebuying Process Step 1: Select your Team Real Estate Team and Get Pre-Approved for a Mortgage Selecting a Real Estate Agent, a Mortgage Broker and obtaining pre-approval is an important first step. Get pre-approved early!  We cannot stress...
Should You Rent or Buy a Home?

Should You Rent or Buy a Home?

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Video Series

Mike DiVita shows the simple math behind renting vs buying and makes a very compelling argument for purchasing a home.
Start the Homebuying Process with a Mortgage Pre-Approval

Start the Homebuying Process with a Mortgage Pre-Approval

by Michael DiVita | Jul 28, 2014 | How Banks Qualify Borrowers, Mortgage 101, Mortgage Education, Pre-Approval Process, Video Series

Pre-approval is a critical step when looking to buy a new home. Getting pre-approved early can make the entire process much more efficient by: Telling you exactly what you can afford to spend Allowing you to move fast when you find the home you want to buy...
Fixed or Adjustable Rate Mortgage?  You might be surprised!!!

Fixed or Adjustable Rate Mortgage? You might be surprised!!!

by Michael DiVita | Jul 25, 2014 | Mortgage 101, Mortgage Education, Refinance 101, Video Series

Fixed interest loans are all the rage.  And they should be with our historically low rates, but is there more to the picture? While locking in low interest rates in a 30 year fixed loan can be appealing to some, there are significant advantages to adjustable rate...
You can save A LOT OF MONEY by shortening the term of your loan.

You can save A LOT OF MONEY by shortening the term of your loan.

by Michael DiVita | Jul 25, 2014 | Mortgage 101, Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series

Do You Know How Much the Bank Makes on Your Mortgage?  Compare a 15 Year and a 30 Year Fixed Mortgage. The most obvious advantage of a 15 year fixed rate mortgage over a 30 year is to own your home in half the time.  But, it’s more complicated.  Here are facts you...
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© DiVita Home Finance, Inc 2017
California Department of Real Estate Broker # 01818285 NMLS # 323700

Licensed to do business in the States of CA, OR, and CO. NMLS # 323700. Licensed to conduct business in the State of California under the Department of Real Estate License # 01818285.

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