by Michael DiVita | Nov 23, 2015 | Mortgage Education
We’re not Mortgage Superheroes when we close those easy cookie cutter home loans. Let’s face it, the easy ones are…. EASY! But when we get the hard one done, that’s something special! We are Mortgage Brokers over here at DiVita Home Finance! What does that...
by Michael DiVita | Nov 13, 2015 | Mortgage Education
Watch now and learn the math behind how a 15-year mortgage can save you a ridiculous amount of money! If you refinanced to a super low 30 year fixed mortgage in the last 3 years, you are probably good to go in terms of your rate. You will most likely not find a lower...
by Michael DiVita | Oct 30, 2015 | Mortgage Education
TRID OR TREAT! TRID SHOULD NOT SCARE YOU THIS HALLOWEEN SEASON! TRID stands for the TILA-RESPA Integrated Disclosures. These new disclosures replace the Good Faith Estimate, Truth in Lending Disclosure Statement and the HUD-1 Statement with two new disclosures; the...
by Michael DiVita | Oct 26, 2015 | Mortgage Education
Hello Oakland / Berkeley Association of Realtors! DiVita Home Finance has just opened a new mortgage office in Berkeley CA and we are excited to be new affiliate members of OBAR. We just wanted to introduce ourselves! Although we have over two decades of Bay Area...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
Communication is Key to a Seamless Real Estate Transaction When working with any client, from the seasoned veteran investor to the first time home buyer, there is nothing more important than communication! Every scenario and every day is a new adventure (even the...
by Michael DiVita | Jul 28, 2015 | Mortgage Education
Tips to Increase you Credit Score when buying a home When facing a home loan situation where there is a credit sensitive scenario, these basic tips can help you to avoid disaster! If you have good credit but your debt to income ratio is a little snug, your interest...