by Michael DiVita | Jul 29, 2014 | How Banks Qualify Borrowers, Minute Mortgage Series, Mortgage 101, Mortgage Education, Video Series
Synonymous, in a way. They both secure home loans. A mortgage banker works for a specific bank. He offers the products from that bank’s portfolio only. A mortgage broker is independent and affiliated with many lending institutions including large national,...
by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Types of Mortgage Products, Video Series
Active and retired members of any U.S. branch of the military love this incredible wealth generation benefit. By taking advantage of the VA loan program, you can buy a home or investment property at a much lower cost than the general public. You will be amazed at how...
by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Types of Mortgage Products, Video Series
The FHA offers some very good loan products but it’s important that you understand the details and know all your options before deciding on a loan.
by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Video Series
Jumbo loans are an important financing tool in states like California where average home prices often exceed conforming loan limits. These loans are harder to qualify for but watch this video and you will get some very good tips that can help you to qualify when the...
by Michael DiVita | Jul 29, 2014 | Distressed Real Estate, Mortgage 101, Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series
Underwater may not mean, out of luck! If you find yourself underwater on your mortgage you may be able to find some relief by refinancing with a HARP 2.0 loan. A traditional refinance path isn’t typically attainable when a home’s value is lower than the current loan...
by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Pre-Approval Process, Video Series
Our Easy to Follow 4 Step Homebuying Process Step 1: Select your Team Real Estate Team and Get Pre-Approved for a Mortgage Selecting a Real Estate Agent, a Mortgage Broker and obtaining pre-approval is an important first step. Get pre-approved early! We cannot stress...