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Banker or Broker?

Banker or Broker?

by Michael DiVita | Jul 29, 2014 | How Banks Qualify Borrowers, Minute Mortgage Series, Mortgage 101, Mortgage Education, Video Series

Synonymous, in a way.  They both secure home loans.  A mortgage banker works for a specific bank.  He offers the products from that bank’s portfolio only.  A mortgage broker is independent and affiliated with many lending institutions including large national,...
Understanding VA Loans

Understanding VA Loans

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Types of Mortgage Products, Video Series

Active and retired members of any U.S. branch of the military love this incredible wealth generation benefit.  By taking advantage of the VA loan program, you can buy a home or investment property at a much lower cost than the general public. You will be amazed at how...

What You Need to Know Before Choosing an FHA Loan

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Types of Mortgage Products, Video Series

The FHA offers some very good loan products but it’s important that you understand the details and know all your options before deciding on a loan.
Understanding Jumbo Loans

Understanding Jumbo Loans

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Video Series

Jumbo loans are an important financing tool in states like California where average home prices often exceed conforming loan limits.  These loans are harder to qualify for but watch this video and you will get some very good tips that can help you to qualify when the...
Refinancing Underwater with HARP 2.0

Refinancing Underwater with HARP 2.0

by Michael DiVita | Jul 29, 2014 | Distressed Real Estate, Mortgage 101, Mortgage Education, Refinance 101, Types of Mortgage Products, Video Series

Underwater may not mean, out of luck! If you find yourself underwater on your mortgage you may be able to find some relief by refinancing with a HARP 2.0 loan. A traditional refinance path isn’t typically attainable when a home’s value is lower than the current loan...
First-time Homebuyer Process

First-time Homebuyer Process

by Michael DiVita | Jul 29, 2014 | Mortgage 101, Mortgage Education, Pre-Approval Process, Video Series

Our Easy to Follow 4 Step Homebuying Process Step 1: Select your Team Real Estate Team and Get Pre-Approved for a Mortgage Selecting a Real Estate Agent, a Mortgage Broker and obtaining pre-approval is an important first step. Get pre-approved early!  We cannot stress...
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© DiVita Home Finance, Inc 2017
California Department of Real Estate Broker # 01818285 NMLS # 323700

Licensed to do business in the States of CA, OR, and CO. NMLS # 323700. Licensed to conduct business in the State of California under the Department of Real Estate License # 01818285.

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DiVita Home Finance, Inc. 1610 Tiburon Blvd, Ste 102 Tiburon, CA 94920

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(800) 239 – 1103

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michael@divitahome.com

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