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Assumable Mortgages California 2026: How to Take Over a 3% Rate

by Michael Divita | Jul 29, 2026 | Home Buying Tips, Loan Types, Mortgage Education

Imagine buying a $900,000 home in California and paying a 3% interest rate instead of today’s 7%. Your monthly payment would be roughly $2,200 lower. Over 10 years, that is more than $260,000 in savings. This is not a fantasy — it is what an assumable mortgage...

Buying a Home in Corte Madera 2026: Complete Financing Guide

by Michael Divita | Jul 27, 2026 | Home Buying Tips, Local Market

Corte Madera checks nearly every box for Marin County buyers: top-rated schools, walkable town center, easy access to Highway 101, strong community character, and a housing stock that ranges from starter condos to large lot single-family homes. The catch? At an...

Buying a Home in Sausalito 2026: What You Need to Know About Financing

by Michael Divita | Jul 27, 2026 | Home Buying Tips, Local Market

Sausalito sits at the northern end of the Golden Gate Bridge — a small, fog-kissed waterfront city that has captivated homebuyers for decades. With a median home price between $1.5M and $1.9M and properties moving in under three weeks, buying here is exciting,...

Buying a Home in Mill Valley in 2026: What You Need to Know About Financing

by Michael Divita | Jul 26, 2026 | Home Buying Tips, Local Market

Mill Valley is one of the most desirable places to live in the entire Bay Area — and in 2026, it’s also one of the most competitive real estate markets in California. Homes are going pending in roughly 12 days, the median price has climbed to $2.3M–$2.4M, and...

Divorce Mortgage California: Your Options When the House Is Involved

by Michael Divita | Jul 26, 2026 | Home Buying Tips, Mortgage Education, Refinancing

When a California marriage ends, the family home is almost always the most significant financial asset involved — and the most emotionally charged. Whether you want to keep the home, cash out and move on, or need to remove your spouse from the mortgage, understanding...

Prop 19 Parent-to-Child Transfer: Mortgage and Property Tax Implications

by Michael Divita | Jul 25, 2026 | Home Buying Tips, Local Market, Mortgage Education

California Proposition 19 gave with one hand and took with the other. While it expanded portability for older homeowners, it substantially tightened rules around parent-to-child property tax transfers — a change that has enormous implications for estate planning and...
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