Fixed or Adjustable Rate Mortgage? You might be surprised!!!
Fixed interest loans are all the rage. And they should be with our historically low rates, but is there more to the picture? While locking in low interest rates in a 30 year fixed loan can be appealing to some, there are significant advantages to adjustable rate...
You can save A LOT OF MONEY by shortening the term of your loan.
Do You Know How Much the Bank Makes on Your Mortgage? Compare a 15 Year and a 30 Year Fixed Mortgage. The most obvious advantage of a 15 year fixed rate mortgage over a 30 year is to own your home in half the time. But, it’s more complicated. Here are facts you...
California Association of Food Banks
DiVita Home Finance is a California business that provides mortgages for individuals and families in California. But in this economy, many homeowners and renters face a crisis that goes beyond housing needs, hunger. For them, we support the California Association of...
When Does an Interest Only Loan Make Financial Sense?
Some people’s incomes aren’t based on a traditional salary model. In cases where your monthly income may fluctuate or the majority of your income arrives in bonuses or contract payments, it’s important to have flexibility in your mortgage solution. Interest...
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