by Michael Divita | Sep 8, 2026 | Mortgage Education
I’m Michael DiVita — DRE #01372066 | NMLS #241655, DiVita Home Finance (DRE #01818285 | NMLS #323700), Tiburon, CA. I’ve been in California mortgage lending since 2000 and founded DiVita Home Finance in 2007. One of the first questions every Marin County... by Michael Divita | Sep 8, 2026 | Marin Daily Market Update
Good morning from Tiburon. Short week after Labor Day, and it came back loud — oil pushing toward $100, fresh Middle East headlines, and Canada’s retaliatory tariffs kicking in today. Mortgage rates actually improved slightly, which is not what you’d... by Michael Divita | Sep 8, 2026 | Uncategorized
Getting a mortgage in California typically takes 21 to 45 days from pre-approval to funding. Well-prepared buyers with W-2 income and a local mortgage broker often close in 21–28 days. Complex scenarios — jumbo loans, self-employed income, or tight purchase contracts... by Michael Divita | Sep 7, 2026 | Marin Daily Market Update
Happy Labor Day, Marin. The stock and bond markets are closed today, so there’s no fresh tape to read — but Friday handed us a jobs report that genuinely moved the needle, and it’s worth unpacking before the week gets going. Short version: the labor market... by Michael Divita | Sep 4, 2026 | Marin Daily Market Update
The August jobs report landed this morning and it was not the soft number anyone was hoping for. The economy added 162,000 jobs against a consensus of about 55,000 — roughly triple the estimate — and the unemployment rate held at 4.1%. Stocks gave back a piece of...