Step 1 for Home Buyers – Get Pre Approved by a Qualified Mortgage Professional.
Shopping for a home can be exciting, but not knowing what you are doing can be intimidating and frustrating. A pre-approval can help to take away the pressure and save time for both you and your agent.
Once you have identified your capability, your time can be well spent finding a home that meets your needs both emotionally and financially.
The process is simple, an application is taken by phone, and usually requires less than 20 minutes. For a list of items that you should have ready, click the link below.
Once the documents have been verified and the buying power established, your home can be identified and often a fairly quick closing timeline can be accomplished since all the preliminary leg work has been completed.
This simple 3 step process can get you on your way to buying a home:
- 10-20 minute application is taken via phone
- List of qualifying documentation is uploaded to our secure loan portal
- Items are received and pre-approval letter is drafted. You’re on your way!
Pre-approval’s are an industry standard and a letter of qualification is mandatory with most offers. We can usually process these within 1 hour of receiving your documentation.
To discuss your needs and begin the process, please contact us mike@myCAhomeloan.com or toll free at 1-800-239-1103.
About Michael
Michael DiVita, President of DiVita Home Finance, Inc., is a 20 year veteran of the mortgage industry. He has been involved in thousands of loan transactions. Recognizing that the mortgage process needs overhauling, Michael has been investing in and leveraging technology to provide his clients a better mortgage experience. Please subscribe to his blog to receive weekly, relevant mortgage/real estate news.
