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Oct 27, 2014

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Why do lenders fail so many mortgage applicants?

Posted in : Uncategorized on by : Brian Sather

Getting a mortgage these days can seem like a daunting task.  Between the stricter lending standards and the lack of loan options, getting a tricky mortgage done can seem impossible.  I am not talking about the standard cookie cutter mortgage

Oct 10, 2014

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The Cost of Rising Interest Rates

Posted in : Mortgage Education, Uncategorized on by : Brian Sather

Download the pdf version of this infographic here: The Cost of Rising Interest Rates PDF

Oct 10, 2014

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WAIT OUT THE REAL ESTATE MARKET VS. $220,000 IN INTEREST SAVINGS. THE MATH HOME BUYERS NEED TO KNOW

Posted in : Mortgage Education, Uncategorized on by : Brian Sather

[wc_row][wc_column size=”one-half” position=”first”] [/wc_column][wc_column size=”one-half” position=”last”] Homebuyers in many parts of the country are facing a tough choice. Face the fear of buying in a very hot market, or wait it out and face the fear of potential interest rate

Sep 16, 2014

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Guaranteed Service

Posted in : Uncategorized on by : Brian Sather

Want better service guaranteed? Register now. [wc_row][wc_column size=”one-half” position=”first”] We are not satisfied with business as usual in the mortgage industry.  When you work with us you can expect: Total transparency for you and your clients The best education and

Sep 16, 2014

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Educational Content Examples

Posted in : Uncategorized on by : Brian Sather

  We live in the information age and your clients are hungry for information.  If you don’t provide it to them, someone else certainly will.  At DiVita Home Finance we are continually developing content designed to move your leads from general interest to

Aug 26, 2014

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Mortgage Checklist and Helpful Tips Infographic

Posted in : Uncategorized on by : Brian Sather

When preparing to get a mortgage it’s helpful to get your important documents together ahead of time. Use this infographic to see list of documents and some helpful hints for pulling it all together.   To download a printable version click

Aug 26, 2014

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8 Common Mistakes to Avoid When Applying for a Home Mortgage

Posted in : Uncategorized on by : Brian Sather

Even after your credit has been checked and your application sent off to the underwriter’s, there are still a few things you can do to derail your application.  Take a look at the infographic below to see the 8 most common

Aug 22, 2014

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10 Questions You Should Ask Your Mortgage Broker!

Posted in : Uncategorized on by : Brian Sather

  How to Select a Mortgage Broker Why is a mortgage broker important?  The American home has traditionally been a wealth builder and often the family’s greatest asset.  Its mortgage is relevant for years into the future and impacts the

Aug 22, 2014

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Organize your Home Search

Posted in : Uncategorized on by : Brian Sather

  Use this form to better understand your wants and needs in a home.  Once you submit the form, you will receive an email document with the results that you can then use to keep your search focused as you

Aug 5, 2014

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Aug 1, 2014

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Help Keep California Green

Posted in : In the Community, Uncategorized on by : Brian Sather

As a California business it is our responsibility to do all we can to protect the environment.  We appreciate that our responsibilities extend to our clients, employees and communities.  In that regard, we pledge to tread lightly upon this land

Jul 29, 2014

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How Banks Qualify Borrowers for a Home Loan

How Banks Qualify Borrowers for Home Loans The factors are: Down Payment Income Credit Rating Cash Reserves The bank wants to know you have the down payment.  They will measure income against obligations, such as you car payment, credit card

Jul 29, 2014

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Banker or Broker?

The Difference Between a Broker and Banker Synonymous, in a way.  They both secure home loans.  A mortgage banker works for a specific bank.  He offers the products from that bank’s portfolio only.  A mortgage broker is independent and affiliated

Jul 29, 2014

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Reverse Mortgage Myths

A reverse mortgage can be a great tool to access the equity you have built up in your home for retirement.  Separate myth from fact and see just how powerful a reverse mortgage can be.